How pension works under our own management Instead of the company paying premiums to a life insurance company, a pension on its own account is a solution that makes the company retain the capital in the business. The money can also be invested in financial assets through a pension foundation. A good return reduces the company's pension costs. Credit insurance ensures that employees receive their pensions even if the company is insolvent. Our services are Credit Insurance, Pension Administration, Actuarial Services, Foundation Administration, Consulting Services and Information and Education.