Finland’s pension investors are entering a new phase as regulatory changes allow them to increase their equity exposure and raise long-term return expectations. For Elo, Finland’s third-largest private-sector pension insurance company, that shift coincided with a particularly strong first half of 2026. Elo’s investments returned 6.4 percent in the first six months of the year, including a record 6.2 percent gain in the second quarter. While equities were the main driver, Elo’s €3.8 billion hedge...
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