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Retiring at 60 will become more difficult: how much insurance experience the Pension Fund of Ukraine requires from Ukrainians in 2027 - Судово-юридична газета

Reported by Sud
Nov 15, 2026· 2 min read
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Key Takeaways
  • • Starting in 2027, Ukrainians retiring at 60 will need at least 34 years of insurance experience, up from 33 years in 2026, according to the Pension Fund of Ukraine.
  • • The experience threshold for an old-age pension at 63 is 24 years in 2027, and at 65 it is 15 years.
  • • The required experience is fixed by the age a person reaches, not the date they apply, so applicants who turned 60 in 2026 keep the 33-year requirement.
  • • Those who fall short at 60 can still qualify at 63 or 65, with social support handled under other rules if experience is insufficient.
Summary
From 2027, the insurance experience required for an old-age pension in Ukraine will rise, according to the Pension Fund of Ukraine. Retiring at 60 will require at least 34 years of insurance experience, compared with 33 years in 2026. Eligibility depends on both age and length of service, and the Fund has set out the following thresholds for 2027: at 60, at least 34 years; at 63, at least 24 years; and at 65, at least 15 years.

People who reach 60 without the required 34 years do not lose the right to a pension altogether. According to the Fund, the right may arise at 63 with 24 years of experience, or at 65 with 15 years, which the Fund describes as the minimum for a pension at 65 in 2027. Where experience is lacking, social support issues are resolved under other rules.

The Fund's rule is that the experience requirement is set by the date a person reaches the relevant age, not the date of application. A person who turned 60 in 2026 but applies in 2027 remains subject to the 33-year requirement, while those turning 60 in 2027 will need 34 years.

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Sources

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Sud Retiring at 60 will become more difficult: how much insurance experience the Pension Fund of Ukraine requires from Ukrainians in 2027 - Судово-юридична газета