Key Takeaways
- • Fidelity Crypto® enables institutional and retail investors to buy, sell, and transfer cryptocurrencies including Bitcoin, Ethereum, and Solana through integrated accounts accessible via Fidelity.com and the Fidelity Investments app, alongside traditional trading accounts.
- • Account opening integrates seamlessly with existing Fidelity brokerage infrastructure, with optional youth account setup available to provide parental oversight and inter-account fund transfers.
- • Fidelity Digital Assets, operating as a national trust bank, provides custody and trading services, with support available via chat (Monday–Friday, 8 a.m.–10 p.m. ET) or phone (24/7 at 800-343-3548), with typical follow-up resolution within 2 business days.
- • The platform supports tax lot tracking and IRA crypto holdings, reflecting institutional-grade portfolio management features for digital asset allocation.
Summary
Fidelity Investments has integrated cryptocurrency trading and custody into its core brokerage platform through the Fidelity Crypto® account offering. The service allows clients to buy, sell, and transfer digital assets including Bitcoin, Ethereum, and Solana directly through Fidelity.com and the Fidelity Investments mobile application, enabling crypto exposure alongside traditional equities, fixed income, and alternative investments within a single account ecosystem.
The account structure leverages Fidelity Digital Assets, a national trust bank subsidiary, to provide regulated custody and trading infrastructure. This regulatory framework positions crypto holdings within a traditional banking environment, addressing institutional concerns around counterparty risk and asset safety. Account holders can execute transfers of cryptocurrencies between internal and external wallets, supporting portfolio rebalancing and settlement workflows.
Fidelity's account opening process integrates with existing KYC procedures for brokerage accounts, streamlining onboarding. The platform includes a Youth Account option, allowing custodial oversight of minor portfolios with intra-family fund transfers, expanding the addressable market to family offices and generational wealth planning use cases. Support infrastructure operates through Fidelity Digital Assets associates, available via chat during extended business hours (Monday–Friday, 8 a.m.–10 p.m. ET) and 24/7 phone support at 800-343-3548, with typical issue resolution within 2 business days.
Advanced features include tax lot identification and crypto IRA eligibility, indicating institutional-grade functionality for tax-efficient portfolio management. These capabilities position Fidelity Crypto® within the broader alternative investment infrastructure available to sophisticated investors seeking consolidated custody and trading environments.
The account structure leverages Fidelity Digital Assets, a national trust bank subsidiary, to provide regulated custody and trading infrastructure. This regulatory framework positions crypto holdings within a traditional banking environment, addressing institutional concerns around counterparty risk and asset safety. Account holders can execute transfers of cryptocurrencies between internal and external wallets, supporting portfolio rebalancing and settlement workflows.
Fidelity's account opening process integrates with existing KYC procedures for brokerage accounts, streamlining onboarding. The platform includes a Youth Account option, allowing custodial oversight of minor portfolios with intra-family fund transfers, expanding the addressable market to family offices and generational wealth planning use cases. Support infrastructure operates through Fidelity Digital Assets associates, available via chat during extended business hours (Monday–Friday, 8 a.m.–10 p.m. ET) and 24/7 phone support at 800-343-3548, with typical issue resolution within 2 business days.
Advanced features include tax lot identification and crypto IRA eligibility, indicating institutional-grade functionality for tax-efficient portfolio management. These capabilities position Fidelity Crypto® within the broader alternative investment infrastructure available to sophisticated investors seeking consolidated custody and trading environments.
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