Key Takeaways
- • Ripple CEO Brad Garlinghouse and CTO emeritus David Schwartz outlined a five-year vision expecting XRP to become the institutional gold standard for crypto transactions.
- • Ripple processed over $16 trillion in transactions in 2025 and aims to raise onchain transaction volume from under 1% to as much as 3% next year.
- • Ripple plans to prioritize XRP where suitable while using its stablecoin RLUSD for other transactions.
- • XRP traded at Rp22.558 on Pluang as of Nov 2, 2026, with a market cap of Rp1,428.99 trillion and 24-hour volume of Rp16.64 trillion.
Summary
The executives foresee blockchain becoming as accessible as the internet, supporting everyday financial activities including payments, investments, and lending. Ripple processed more than $16 trillion in transactions in 2025 and targets raising onchain transaction volume from under 1% to as much as 3% next year, a shift the article presents as signaling significant growth potential for XRP and the Ripple ecosystem.
As of November 2, 2026 at 07:41 WIB, XRP traded at Rp22.558 on Pluang, with a market capitalization of Rp1,428.99 trillion and 24-hour trading volume of Rp16.64 trillion. Order activity on the platform was balanced, with 52% buying and 48% selling, and the typical hold time was 73 days.
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