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Ripple CEO predicts XRP as the institutional go...

Reported by Pluang
Nov 2, 2026· 2 min read
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Key Takeaways
  • • Ripple CEO Brad Garlinghouse and CTO emeritus David Schwartz outlined a five-year vision expecting XRP to become the institutional gold standard for crypto transactions.
  • • Ripple processed over $16 trillion in transactions in 2025 and aims to raise onchain transaction volume from under 1% to as much as 3% next year.
  • • Ripple plans to prioritize XRP where suitable while using its stablecoin RLUSD for other transactions.
  • • XRP traded at Rp22.558 on Pluang as of Nov 2, 2026, with a market cap of Rp1,428.99 trillion and 24-hour volume of Rp16.64 trillion.
Summary
Ripple CEO Brad Garlinghouse and CTO emeritus David Schwartz outlined a five-year vision for XRP, according to a Pluang report, expecting the token to become the institutional gold standard for crypto transactions. Ripple intends to prioritize XRP where suitable and complement it with RLUSD, its stablecoin, for other transactions.

The executives foresee blockchain becoming as accessible as the internet, supporting everyday financial activities including payments, investments, and lending. Ripple processed more than $16 trillion in transactions in 2025 and targets raising onchain transaction volume from under 1% to as much as 3% next year, a shift the article presents as signaling significant growth potential for XRP and the Ripple ecosystem.

As of November 2, 2026 at 07:41 WIB, XRP traded at Rp22.558 on Pluang, with a market capitalization of Rp1,428.99 trillion and 24-hour trading volume of Rp16.64 trillion. Order activity on the platform was balanced, with 52% buying and 48% selling, and the typical hold time was 73 days.

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Sources

1 outlet

AlphaMaven summarised this story from the reporting below. Each link opens the original article.

Pluang Ripple CEO predicts XRP as the institutional go...