Key Takeaways
- • Bitcoin returned 234% over three years versus 161.14% for gold, 223.58% for silver, 72.69% for Ethereum, and 13.12% for the Nifty 50 and 8.48% for the Sensex, according to CoinDCX data.
- • Rankings reverse over one year: silver gained 42.18% and gold 20.92%, while Bitcoin fell 28.67% and Ethereum fell 40.93%, with the Sensex down 12.45% and the Nifty 50 down 11.24%.
- • Over six months Bitcoin gained 18.63% and Ethereum 17.09%, while silver fell 11.04%, gold 2.30%, the Sensex 7.70%, and the Nifty 50 7.36%.
- • A hypothetical Rs 10,000 monthly SIP over one year would have grown to Rs 1,31,598 in Bitcoin, the highest value among the assets compared, against Rs 1.2 lakh in contributions.
Summary
The ranking changes across shorter horizons. Over the past year, silver led with a 42.18% gain and gold rose 20.92%, while Bitcoin declined 28.67% and Ethereum fell 40.93%. Indian equities also lost ground, with the Sensex down 12.45% and the Nifty 50 down 11.24%. The six-month picture differed again: Bitcoin gained 18.63% and Ethereum 17.09%, while silver fell 11.04%, gold declined 2.30%, and the Sensex and Nifty 50 lost 7.70% and 7.36%, respectively. Over the most recent month, Bitcoin rose 3.65% and Ethereum slipped 0.80%, while gold fell 3.55%, silver declined 7.15%, the Sensex lost 5.27% and the Nifty 50 dropped 5.94%.
CoinDCX executive vice-president and growth and crypto business head Minal Thukral said the divergence between Bitcoin's one-year and three-year returns underscores the need to assess assets across multiple investment horizons. He added that cross-asset performance differences reflect market cycles and that investors should set exposure according to financial goals, investment horizon and capacity to absorb losses, while maintaining emergency savings and periodically reviewing allocations.
In a hypothetical illustration, a monthly systematic investment plan of Rs 10,000 over one year would have produced the highest reported value in Bitcoin. Total contributions of Rs 1.2 lakh would have grown to Rs 1,31,598, a gain of Rs 11,598 or 9.67% on the amount invested. Ethereum would have reached Rs 1,30,491, gold Rs 1,24,483 and silver Rs 1,21,516. Both Nifty 50 and Sensex SIPs ended below contributions, at Rs 1,08,405 and Rs 1,08,161 respectively. Thukral said monthly SIPs can spread Bitcoin purchases across different price points rather than relying on a single entry.
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