Key Takeaways
- • Fund NAV and Recent Performance: Tata Digital India Fund Regular-Growth holds a Net Asset Value of ₹41.53 as of July 28, 2026, with assets under management of ₹9,196.15 crore as of June 30, 2026, but the fund has underperformed over the trailing one-year period, declining 15.41% versus category average of -14.73%.
- • Multi-Year Returns Show Mixed Results: The fund has delivered 5.36% annualized returns over three years and 4.49% over five years, outperforming category averages of 3.57% and 3.36% respectively, with since-launch returns of 13.93%, indicating stronger historical performance than recent periods.
- • Competitive Expense Structure with Modest Exit Barriers: The fund charges an expense ratio of 1.76% on the Regular plan, with a 0.25% exit load for redemptions within 30 days, and maintains low minimum investment thresholds (₹5,000 initial, ₹1,000 additional, ₹100 for SIP).
- • Category Ranking Reflects Volatility: The fund ranks 14th within its Technology Sectoral-Equity category over the trailing one-year period but improves to 4th on the five-year annualized basis, suggesting stronger long-term positioning relative to sector peers despite recent headwinds.
Summary
The Tata Digital India Fund Regular-Growth is a technology-focused sectoral equity fund with ₹9,196.15 crore in assets under management as of mid-2026. The fund's current Net Asset Value stands at ₹41.53 per unit as of late July 2026, reflecting the challenging market environment for digital and technology-focused investments during the trailing twelve-month period.
Recent performance metrics reveal divergent trajectories across time horizons. Over the one-year trailing period, the fund has declined 15.41%, underperforming its category average of -14.73%, and ranks 14th within the Technology Sectoral-Equity category. However, medium to longer-term performance demonstrates relative strength: the fund has delivered 5.36% annualized returns over three years (versus category average of 3.57%) and 4.49% over five years (versus category average of 3.36%), ranking 6th and 4th respectively within its peer group. Since inception, the fund has generated 13.93% total returns, indicating that recent weakness represents a cyclical correction rather than structural underperformance.
The fund's cost structure and accessibility features are designed to accommodate institutional and individual investors. The expense ratio of 1.76% is competitive within its category, while exit load mechanics impose minimal friction at 0.25% for redemptions within 30 days. Minimum investment requirements are modest at ₹5,000 for lump-sum investments and ₹100 for systematic investment plans, facilitating retail access alongside institutional capital.
Rolling returns data indicates month-to-month volatility in the sector, with annualized returns of 8.56% over the one-month period, 7.13% over three months, and -13.56% over six months, underscoring the cyclical nature of technology sector investing. The fund's category ranking on six-month returns of 16th suggests sector-wide pressure rather than fund-specific underperformance during this interim period.
Recent performance metrics reveal divergent trajectories across time horizons. Over the one-year trailing period, the fund has declined 15.41%, underperforming its category average of -14.73%, and ranks 14th within the Technology Sectoral-Equity category. However, medium to longer-term performance demonstrates relative strength: the fund has delivered 5.36% annualized returns over three years (versus category average of 3.57%) and 4.49% over five years (versus category average of 3.36%), ranking 6th and 4th respectively within its peer group. Since inception, the fund has generated 13.93% total returns, indicating that recent weakness represents a cyclical correction rather than structural underperformance.
The fund's cost structure and accessibility features are designed to accommodate institutional and individual investors. The expense ratio of 1.76% is competitive within its category, while exit load mechanics impose minimal friction at 0.25% for redemptions within 30 days. Minimum investment requirements are modest at ₹5,000 for lump-sum investments and ₹100 for systematic investment plans, facilitating retail access alongside institutional capital.
Rolling returns data indicates month-to-month volatility in the sector, with annualized returns of 8.56% over the one-month period, 7.13% over three months, and -13.56% over six months, underscoring the cyclical nature of technology sector investing. The fund's category ranking on six-month returns of 16th suggests sector-wide pressure rather than fund-specific underperformance during this interim period.
Go deeper than the headline
Research every firm in this story, track the ones that matter and get the daily briefing — free for 7 days.