Key Takeaways
- • The Pension Fund Regulatory and Development Authority (PFRDA) has enabled a mobile application-based Digital Life Certificate (DLC) facility, "UPS Jeevan Setu," for pensioners under the Unified Pension Scheme (UPS), per Circular No. PFRDA/2026/54/SUP-CG-SG/02 dated 30 October 2026.
- • Eligible UPS pensioners can generate and submit DLCs through Aadhaar-based authentication via the NPS by Protean eGov mobile application.
- • All UPS pensioners must submit their DLCs annually by 30 November to ensure uninterrupted monthly assured payouts.
- • PFRDA has directed Nodal Offices to widely disseminate information on the facility and the submission deadline to avoid interruption in pension payouts.
Summary
The Pension Fund Regulatory and Development Authority (PFRDA) has operationalised the "UPS Jeevan Setu – Digital Life Certificate (DLC)" facility for pensioners under the Unified Pension Scheme (UPS), according to a circular issued on 30 October 2026 and signed by Sumit Kumar, Chief General Manager. The circular is addressed to the Principal Accounts Officers (PrAOs), Pay and Accounts Officers (PAOs) and Drawing and Disbursing Officers (DDOs) of the Central Government.
The mobile application-based facility allows pensioners to generate and submit their Digital Life Certificates using Aadhaar-based authentication. It is available through the NPS by Protean eGov mobile application. PFRDA stated that the facility is intended to simplify the submission of life certificates, improve accessibility and support timely compliance among eligible UPS pensioners. A detailed procedure is provided in an annexure to the circular.
All UPS pensioners are required to submit their DLCs annually by 30 November to ensure the continuation of their monthly assured payouts. PFRDA has instructed Nodal Offices to disseminate the information widely among eligible pensioners under their jurisdiction, creating awareness of the facility's availability, its usage and the prescribed submission timelines to avoid any interruption in payouts.
The mobile application-based facility allows pensioners to generate and submit their Digital Life Certificates using Aadhaar-based authentication. It is available through the NPS by Protean eGov mobile application. PFRDA stated that the facility is intended to simplify the submission of life certificates, improve accessibility and support timely compliance among eligible UPS pensioners. A detailed procedure is provided in an annexure to the circular.
All UPS pensioners are required to submit their DLCs annually by 30 November to ensure the continuation of their monthly assured payouts. PFRDA has instructed Nodal Offices to disseminate the information widely among eligible pensioners under their jurisdiction, creating awareness of the facility's availability, its usage and the prescribed submission timelines to avoid any interruption in payouts.
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