Key Takeaways
- • Ripple has made strategic investments in ZILO and Licuido to expand regulated tokenized asset infrastructure on the XRP Ledger, focusing on transfer agency, digital asset issuance, and collateral mobility services.
- • ZILO has launched a fully integrated Digital Transfer Agency (DTA) software-as-a-service platform, with Ripple as a key strategic partner providing access to its capital markets infrastructure built on the XRPL.
- • ZILO, a London-based fintech firm founded in 2020, specializes in regulated digital transfer services for the global asset and wealth management industry, positioning itself to serve institutional clients requiring compliant tokenization solutions.
- • The partnership extends Ripple's digital capital markets infrastructure beyond payments into regulated securities and asset transfer services, addressing institutional demand for on-chain transfer agency capabilities.
- • Licuido, an FCA-regulated digital collateral solutions provider, complements ZILO's offerings by enabling collateral trading and mobility on the XRP Ledger alongside transfer agency and token issuance services.
Summary
Ripple has announced strategic investments in two UK-based fintech firms—ZILO and Licuido—to deepen its digital capital markets infrastructure on the XRP Ledger. The announcement marks a significant expansion of Ripple's ecosystem beyond cross-border payments into regulated tokenized asset services, targeting institutional adoption of blockchain-based financial infrastructure.
ZILO has launched a fully integrated Digital Transfer Agency platform as a software-as-a-service offering, with Ripple serving as a strategic partner. ZILO, founded in 2020 and based in London, specializes in innovative software solutions for the global asset and wealth management industry. The platform addresses a critical gap in institutional-grade transfer agency services for digital assets, enabling compliant issuance, management, and trading of tokenized securities on regulated blockchains.
Licuido, an FCA-regulated financial technology firm, provides complementary digital collateral solutions designed to enhance capital markets efficiency. Through Ripple's investments, both firms will integrate their services with the XRP Ledger to deliver a comprehensive suite of regulated tokenization tools. These capabilities include transfer agency operations, digital asset issuance, and collateral mobility—essential infrastructure for institutional investors seeking to leverage blockchain technology for securities operations while maintaining regulatory compliance.
The partnership reflects broader industry momentum toward regulated tokenization. Ripple's existing relationships with major financial institutions—including SBI Holdings, Santander, and PNC Bank—provide distribution channels and credibility for these new transfer agency and collateral services. By investing in purpose-built infrastructure providers like ZILO and Licuido, Ripple is positioning the XRP Ledger as a comprehensive platform for digital capital markets rather than solely a payments network.
For institutional investors and asset managers, this development signals maturation in the blockchain infrastructure layer. The combination of regulated transfer agency services, FCA compliance credentials, and Ripple's institutional relationships creates a viable pathway for tokenizing traditional securities and managing them on-chain at scale.
ZILO has launched a fully integrated Digital Transfer Agency platform as a software-as-a-service offering, with Ripple serving as a strategic partner. ZILO, founded in 2020 and based in London, specializes in innovative software solutions for the global asset and wealth management industry. The platform addresses a critical gap in institutional-grade transfer agency services for digital assets, enabling compliant issuance, management, and trading of tokenized securities on regulated blockchains.
Licuido, an FCA-regulated financial technology firm, provides complementary digital collateral solutions designed to enhance capital markets efficiency. Through Ripple's investments, both firms will integrate their services with the XRP Ledger to deliver a comprehensive suite of regulated tokenization tools. These capabilities include transfer agency operations, digital asset issuance, and collateral mobility—essential infrastructure for institutional investors seeking to leverage blockchain technology for securities operations while maintaining regulatory compliance.
The partnership reflects broader industry momentum toward regulated tokenization. Ripple's existing relationships with major financial institutions—including SBI Holdings, Santander, and PNC Bank—provide distribution channels and credibility for these new transfer agency and collateral services. By investing in purpose-built infrastructure providers like ZILO and Licuido, Ripple is positioning the XRP Ledger as a comprehensive platform for digital capital markets rather than solely a payments network.
For institutional investors and asset managers, this development signals maturation in the blockchain infrastructure layer. The combination of regulated transfer agency services, FCA compliance credentials, and Ripple's institutional relationships creates a viable pathway for tokenizing traditional securities and managing them on-chain at scale.
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