Key Takeaways
- • Alt launches "Alt Credit," India's first regulated private credit platform for retail investors, registered with SEBI as a Stock Broker and Online Bond Platform Provider, democratizing access to institutional-quality real estate credit previously available only to high-net-worth and institutional investors.
- • Real estate represented over 40% of India's total private credit issuance value in H1 2025, with Indian corporates raising approximately USD 9 billion through private credit transactions during the period, establishing strong market demand for the asset class Alt Credit targets.
- • Alt Credit offers diversified credit instruments across multiple risk-return profiles with a minimum investment threshold of ₹25 lakh (approximately USD 30,000), enabling individual investors to access senior secured structured credit backed by residential, office, IT SEZ, retail, and integrated township projects.
- • Alt recruited Mayuresh Saoji as Chief Investment Officer, bringing 18 years of institutional real estate and private credit expertise, including 10 years at Altico Capital (acquired by ARES, a USD 540 billion AUM global asset manager), where he executed and managed over USD 500 million in senior secured structured credit transactions.
Summary
Alt, India's leading alternative investment platform, announced the launch of Alt Credit on January 23, 2026, marking a significant structural shift in India's private credit market. The platform is registered with the Securities Exchange Board of India (SEBI) as both a Stock Broker and Online Bond Platform Provider (OBPP) with NSE, establishing it as India's first regulated private credit platform offering institutional-quality credit opportunities to individual investors. This regulatory positioning addresses a previously unserved market segment: retail investors seeking exposure to real estate credit instruments historically restricted to institutional capital.
The timing reflects robust underlying market fundamentals. According to EY's H1 2025 India Private Credit Market Update, Indian corporates raised approximately USD 9 billion through private credit transactions in the first half of 2025. Critically, Octus' India Private Credit Deals & Rankings H1'25 data indicates that real estate accounted for over 40% of total private credit issuance value during this period, demonstrating the sector's dominance within India's private credit ecosystem. This concentration underscores why Alt strategically positioned Alt Credit around real estate-backed instruments.
Alt Credit's product structure prioritizes accessibility and diversification. The platform offers a diversified mix of credit instruments spanning multiple risk-return profiles, with investment minimums set at ₹25 lakh. This threshold bridges the gap between traditional retail investment products and institutional private credit vehicles, enabling a broader investor base to participate in senior secured structured credit transactions backed by residential, office, IT SEZ, retail, and integrated township properties.
The platform's credibility is anchored by its Chief Investment Officer hire. Mayuresh Saoji brings 18 years of institutional real estate and private credit experience, including a decade at Altico Capital (subsequently acquired by ARES, which manages USD 540 billion in assets under management). At Altico, Saoji executed and managed senior secured structured credit transactions totaling in excess of USD 500 million. His credentials—including a B.Tech from BITS-Pilani and an MBA from IIM Ahmedabad—signal Alt's commitment to institutional-grade asset selection and risk management in a market segment where underwriting quality directly correlates with investor outcomes.
The timing reflects robust underlying market fundamentals. According to EY's H1 2025 India Private Credit Market Update, Indian corporates raised approximately USD 9 billion through private credit transactions in the first half of 2025. Critically, Octus' India Private Credit Deals & Rankings H1'25 data indicates that real estate accounted for over 40% of total private credit issuance value during this period, demonstrating the sector's dominance within India's private credit ecosystem. This concentration underscores why Alt strategically positioned Alt Credit around real estate-backed instruments.
Alt Credit's product structure prioritizes accessibility and diversification. The platform offers a diversified mix of credit instruments spanning multiple risk-return profiles, with investment minimums set at ₹25 lakh. This threshold bridges the gap between traditional retail investment products and institutional private credit vehicles, enabling a broader investor base to participate in senior secured structured credit transactions backed by residential, office, IT SEZ, retail, and integrated township properties.
The platform's credibility is anchored by its Chief Investment Officer hire. Mayuresh Saoji brings 18 years of institutional real estate and private credit experience, including a decade at Altico Capital (subsequently acquired by ARES, which manages USD 540 billion in assets under management). At Altico, Saoji executed and managed senior secured structured credit transactions totaling in excess of USD 500 million. His credentials—including a B.Tech from BITS-Pilani and an MBA from IIM Ahmedabad—signal Alt's commitment to institutional-grade asset selection and risk management in a market segment where underwriting quality directly correlates with investor outcomes.
Go deeper than the headline
Research every firm in this story, track the ones that matter and get the daily briefing — free for 7 days.